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For Everyone

Spentiva Adapts to Your Life

Whether you're a freelancer, student, family, or business owner, Spentiva adapts to your unique financial needs and helps you take control.

50,000+ Users
4.9★ App Rating
Bank-Level Security
Use Cases

Built for the Way You Live

See how different users leverage Spentiva to transform their financial lives

45%
avg. tax savings found

Freelancers & Contractors

Track project expenses, client invoices, and tax deductions all in one place. Perfect for solopreneurs managing multiple income streams.

  • Separate business and personal expenses
  • Track income and expenses by client
  • Generate reports for tax season
  • Monitor profit margins on projects
3hrs
saved weekly on bookkeeping

Small Business Owners

Manage business finances with multiple expense trackers for different departments or locations. Scale your financial visibility.

  • Track team expenses with approval workflows
  • Monitor cash flow in real-time
  • Categorize expenses by department
  • Export data for accounting software
₹8K
avg. monthly savings

Students

Stay on budget while in school with smart expense tracking and savings insights. Build healthy financial habits early.

  • Track textbooks, meals, and living expenses
  • Set monthly budgets for different categories
  • Identify areas to cut costs
  • Save money for future goals
100%
budget visibility

Families

Collaborate with family members to manage household expenses and savings goals. Keep everyone aligned financially.

  • Share expense trackers with family members
  • Track groceries, utilities, and subscriptions
  • Plan for major purchases together
  • Teach kids money management
50+
currencies supported

Travelers

Keep track of trip expenses across multiple currencies and stay within budget. Perfect for frequent travelers and digital nomads.

  • Log expenses in different currencies
  • Track spending by trip or destination
  • Monitor daily budget limits
  • Generate trip expense reports
23%
reduction in unnecessary spending

Budget-Conscious Individuals

Take control of personal finances and achieve your savings goals with AI insights. Your path to financial freedom.

  • Identify unnecessary subscriptions
  • Get personalized saving recommendations
  • Track progress toward financial goals
  • Reduce impulse spending
Why Spentiva

Why Spentiva Works for Everyone

Flexible features that adapt to any financial situation

Easy to Start

No complex setup required. Create an account and start tracking expenses in minutes.

Highly Customizable

Create custom categories, set budgets, and organize trackers to fit your workflow.

AI-Powered Insights

Get intelligent recommendations tailored to your spending patterns and goals.

Success Stories

Real Results from Real Users

"As a freelancer, tracking project expenses was a nightmare. Spentiva made it so simple that I actually enjoy doing my taxes now!"

A

Aakash Sharma

Freelance Developer

"Finally got my spending under control during college. The budget alerts saved me from overspending multiple times!"

P

Priya Patel

MBA Student

"Our family uses Spentiva to plan vacations together. Kids love seeing their savings goals grow!"

R

Rajesh & Meera

Family of 4

Get Started Today

Ready to Take Control?

Join thousands of users who are managing their finances smarter with Spentiva.