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Product Roadmap 2026

The Future of Smart Finance

We're building the next generation of expense tracking. Get a sneak peek at the innovative features coming to Spentiva.

8+
New Features
2026
Launch Timeline
AI
Powered
Most Anticipated

Top 3 Features Coming Soon

These highly-requested features are currently in active development

High Priority
Coming Q1 2026

WhatsApp Integration

Track expenses effortlessly via WhatsApp messages. No app installation needed - just send a message and let AI do the rest.

  • Log expenses via text, photo, or voice note
  • Instant expense confirmation and categorization
  • Works on any device with WhatsApp
  • Perfect for on-the-go expense tracking
High Priority
Coming Q1 2026

Bank Statement Analysis

Upload your bank statements and let AI automatically categorize and analyze all your transactions in seconds.

  • Auto-import transactions from PDF statements
  • AI-powered categorization of all expenses
  • Detect recurring charges and subscriptions
  • Comprehensive spending analysis reports
High Priority
Coming Q2 2026

Smart Bill Splitting

Split bills instantly with friends, roommates, or colleagues. Perfect for dinners, trips, and shared expenses.

  • Split by percentage, equal share, or custom amounts
  • Scan receipts to auto-split items
  • Track who paid what and who owes whom
  • Instant settlement via UPI/Bank transfer links
Complete Roadmap

All Upcoming Features

Everything we're building to make Spentiva your ultimate financial companion

Coming Q2 2026

Receipt Scanner

Snap a photo of your receipt and let AI extract all the details automatically.

Coming Q3 2026

Budget Alerts & Notifications

Get real-time notifications when you're approaching or exceeding your budget limits.

Coming Q3 2026

Investment Tracking

Track your investment portfolio alongside your expenses for a complete financial picture.

Coming Q4 2026

Smart Recommendations

Get AI-powered suggestions to optimize your spending and increase savings.

Coming Q4 2026

Group Expense Manager

Create groups for trips, households, or projects and manage shared expenses effortlessly.

Statement Analysis

June 2024 • HDFC Bank

Analyzed
Food & Dining
₹12,450
Shopping
₹8,320
Subscriptions
₹2,199

3 Duplicate Charges Detected

Netflix charged twice this month

Coming Q1 2026

Bank Statement Analysis

Upload your bank statements and let AI do the heavy lifting. Automatically categorize transactions, detect patterns, and get insights you never knew you needed.

Auto-Categorize

AI categorizes every transaction

Recurring Detection

Find all subscriptions instantly

Fraud Alerts

Spot suspicious transactions

Visual Reports

Beautiful spending breakdowns

Coming Q2 2026

Smart Bill Splitting

No more awkward "who owes what" conversations. Split bills instantly with friends, track balances automatically, and settle up with a single tap.

Scan & Split

Scan the receipt and let AI split items by who ordered what

Group Balances

Track who owes whom across multiple expenses in a group

Instant Settlement

Generate UPI payment links and settle debts with one click

Dinner at Bombay Brasserie

Total: ₹4,800 • 4 people

R

Rahul (You)

Paid the bill

+₹3,600
P

Priya

-₹1,200
A

Amit

-₹1,200
S

Sneha

-₹1,200
Coming Q1 2026

WhatsApp Integration

The most requested feature is on its way! Track your expenses without opening an app. Just send a WhatsApp message and let AI handle the rest.

Text Logging

Send "Coffee ₹150" and it's automatically logged and categorized

Photo Upload

Snap a picture of your receipt and AI extracts all details

Voice Notes

Speak your expense and AI converts it to text automatically

Spentiva Bot

Online

Lunch at Punjabi Dhaba ₹350

✅ Got it! Logged ₹350 for Lunch

Category: Food & Dining • Today 1:32 PM

📊 Show this month's spending

📈 June 2024 Summary

Total: ₹45,230

Food: ₹12,400 (27%)

Transport: ₹8,500 (19%)

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