Smart Expense Tracking Powered by AI

Track, analyze, and optimize your spending with intelligent insights. Connect via WhatsApp and never miss an expense.

Get Started Free Learn More

No credit card required

Free forever plan

Groceries

Walmart

-$85.50

Coffee

Starbucks

-$5.75

Fuel

Shell Gas Station

-$45.00

Powerful Features

Everything you need to take control of your finances

AI-Powered Insights

Get intelligent analysis of your spending patterns with advanced AI technology.

WhatsApp Integration

Track expenses effortlessly via WhatsApp messages. No app installation needed.

Real-time Analytics

View comprehensive dashboards and reports to understand your financial health.

Smart Categories

Automatically categorize expenses with machine learning algorithms.

Bank-level Security

Your data is encrypted and secure with enterprise-grade protection.

Multi-tracker Support

Create multiple trackers for personal, business, or family expenses.

How It Works

Get started in minutes with our simple 4-step process

Sign Up

Create your free account in seconds with phone verification.

Create Tracker

Set up expense trackers for different purposes or accounts.

Add Expenses

Send expenses via WhatsApp or use our intuitive web interface.

Track & Optimize

View insights, analyze patterns, and optimize your spending.

What Our Users Say

Join thousands of satisfied users managing their finances smarter

Sarah Johnson

Small Business Owner

Spentiva has transformed how I manage my business expenses. The AI insights help me make better financial decisions.

Michael Chen

Freelancer

The WhatsApp integration is a game-changer! I can track expenses on the go without switching apps.

Emily Rodriguez

Personal Finance Enthusiast

Finally, an expense tracker that actually understands my spending habits. Love the detailed analytics!

Frequently Asked Questions

Everything you need to know about Spentiva

How does the AI expense tracking work?

Our AI analyzes your expense descriptions and automatically categorizes them, identifies patterns, and provides personalized insights to help you manage your finances better.

Is my financial data secure?

Absolutely! We use bank-level encryption (AES-256) for all data storage and transmission. Your data is never shared with third parties without your explicit consent.

Can I use Spentiva for business expenses?

Yes! Spentiva supports multiple trackers, making it perfect for separating personal and business expenses. Our Business plan includes additional features for teams.

Do I need to install an app to use WhatsApp integration?

No! You can track expenses by simply sending messages to our WhatsApp number. It works with your existing WhatsApp app.

Can I export my expense data?

Yes, you can export your data in various formats including CSV, Excel, and PDF for easy sharing with accountants or tax professionals.

What payment methods do you accept?

We accept all major credit cards, debit cards, and digital wallets. All transactions are processed securely through industry-standard payment gateways.